Who can enroll for KUDUMBA AROGYA?
Any Non-Resident Indian who has already enrolled for the Pravasi Suraksha (PS ) Scheme. Spouse, of an NRI who has already enrolled in the PS & KA Scheme. He/she can be resident in India or abroad. Children, of an NRI who has already enrolled in the PS & KA Scheme. They can be resident in India or abroad. Parents (below 70 years), of an NRI who have already enrolled in the PS & KA Scheme. They can be resident in India or abroad. Parents cannot enroll in the PS-Scheme.
Key benefits of KUDUMBA AROGYA
Hospitalization treatment in any 15-bed hospitals in India and for C class cities, the number of beds will be reduced to 10.
Hospitalization for a minimum period of 24 hours is admissible.
For defined major diseases, airfare to India from the country of employment is payable.
Hospitalization expenses available to NRI (and family) for 5 years either jointly or individually including airfare to India for treatment of major ailments / grievous injury
KA-I: Rs. 1,00,000/- KA-II : Rs. 2,00,000/-
ONE TIME PREMIUM PAYABLE AT INCEPTION | KA-I | KA-II | ||||
Indian Rupees |
UAE Dirhams |
US Dollars |
Indian Rupees |
UAE Dirhams |
US Dollars |
|
NRI alone | 1500/- | 130 | 35.65 | 2925 | 255 | 70.00 |
Second member (NRI + Spouse or one child) | + 450/- | + 40 | + 11.00 | + 875/- | + 75 | + 20.55 |
Third member (NRI+ Spouse + one child) | + 300/- | + 30 | + 8.25 | + 590/- | + 55 | + 15.05 |
Fourth member (NRI + Spouse + 2 children) | + 250/- | + 22 | + 6.00 | + 490/- | + 42 | + 11.50 |
Child exceeding two nos. | + 250/- each |
+ 22 each |
+ 6.00 each |
+ 490 each |
+ 42 each |
+ 11.50 each |
Parents below 70 years (if NRI is married, spouse and children must be included) | + 650/- | + 60 | + 16.50 | +1270/- | + 110 | + 30.15 |
PS cover alone can be availed by NRI. But it is compulsory that at least NRI is a member of PS to join KA. NRI has to join both the schemes to enroll family members under KA.
Note: Figures in UAE Dirhams and US Dollars are subject to change due to the fluctuation of Indian Rupee against these currencies.