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Who
can enrol for PRAVASI SURAKSHA ?
- Any
Non Resident Indian; and alongwith him/her
- Spouse
of the NRI even if he/she is resident
in India
- Children
of the NRI even if they are resident
in India.
Key
Benefits of PRAVASI SURAKSHA
- Covers
Death due to accident, P.T.D (Permanent
Total Disability) due to accident, Loss
of one eye/one limb due to accident
and
Loss of both limbs / one eye and one
limb or both eyes.
- If
the death of the insured occurs due
to accident /illness in a foreign country,
the expense incurred for repatriation
of the
body to India up to Rs. 50,000/- (including
airfare of an accompanying person) OR
if the insured is to be brought to India
ALIVE
after an accident, airfare for the insured
as well as for the accompanying person
upto Rs. 50,000/- is payable, provided
a
valid claim is admitted under PS &
KA Scheme.
- In
case of death of the insured NRI due
to accident :
a) Educational grant of Rs. 50,000/-
each to two children below 25 yearswho
continue their education.
b) Marriage grant : Rs. 50,000/- each
for two unmarried daughters.
- To
and Fro airfare to India in case of
death due to accident of his/her spouse
or children subject to a limit of
Rs. 50,000/- once during the policy
period.
Pricing
PRAVASI
SURAKSHA
| One
time premium for 5 years (Capital
Sum Insured IRS 500,000) PS |
|
NRI |
Spouse |
Child |
| Rs.
990/- |
Rs.
660/990 |
Rs.
500/- |
| Dhs.
85/- |
Dhs.
60/- |
Dhs.
45/- |
| US$
23.50 |
US$
16.50 |
US$
12.50 |
|
|
NRI |
Spouse |
Child |
| 100,00,00 |
500,000 |
250,000 |
| 5000,00 |
250,000 |
125,000 |
| 100,00,00 |
500,000 |
250,000 |
|
| Benefit
following accident (in Indian Rupees)
|
|
NRI |
Spouse |
Child |
| Permanent
Total Disability |
500,000 |
250,000 |
125,000 |
| Loss
of eye or one limb |
250,000 |
125,000 |
62,500 |
Loss
of 2 limbs & 2 eyes or
one limb and one eye
|
500,000 |
250,000 |
125,000 |
| Death |
500,000 |
250,000 |
125,000 |
| PS
(Capital Sum Insured IRS. 10,00,000) |
|
NRI |
Spouse |
Child |
| Rs.
1600/- |
Rs.
990/1600* |
Rs.
650/- |
| Dhs.
140/- |
Dhs.
85/- |
Dhs.
60 |
| Us$
38.50 |
US$
23.50 / 38.50 |
US$
16.50 |
* : If spouse is also employed
abroad, both can opt for the same sum insured.
| Repatriation
charges of body (death due to illness
or accident) |
|
| including
airfare for an accompanying person |
Rs.
50,000/- |
| In
case of death due to accident of
NRI |
|
| a)
Education Grant for two children |
Rs.
50,000/- each |
| b)
Marriage Grant for two unmarried
daughters |
Rs.
50,000/- each |
| To
and Fro airfare for NRI to attend
last rites in the event of |
|
| Death
of spouse or any children due to
accident |
Rs.
50,000/- |
Note
: Figures in UAE Dirhams and US Dollars
are subject to change due
to fluctuation of Indian Rupee against these
currencies. DOWNLOAD
APPLICATION FORM
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