Kudumba Arogya

Insurance Schemes

Who can enroll for KUDUMBA AROGYA?

Any Non-Resident Indian who has already enrolled for the Pravasi Suraksha (PS ) Scheme. Spouse, of an NRI who has already enrolled in the PS & KA Scheme. He/she can be resident in India or abroad. Children, of an NRI who has already enrolled in the PS & KA Scheme. They can be resident in India or abroad. Parents (below 70 years), of an NRI who have already enrolled in the PS & KA Scheme. They can be resident in India or abroad. Parents cannot enroll in the PS-Scheme.

Key benefits of KUDUMBA AROGYA

Hospitalization treatment in any 15-bed hospitals in India and for C class cities, the number of beds will be reduced to 10.

Hospitalization for a minimum period of 24 hours is admissible.

For defined major diseases, airfare to India from the country of employment is payable.

Pricing for KUDUMBA AROGYA

Hospitalization expenses available to NRI (and family) for 5 years either jointly or individually including airfare to India for treatment of major ailments / grievous injury

KA-I: Rs. 1,00,000/- KA-II : Rs. 2,00,000/-

ONE TIME PREMIUM PAYABLE AT INCEPTION	KA-I			KA-II
	Indian Rupees	UAE Dirhams	US Dollars	Indian Rupees	UAE Dirhams	US Dollars
NRI alone	1500/-	130	35.65	2925	255	70.00
Second member (NRI + Spouse or one child)	+ 450/-	+ 40	+ 11.00	+ 875/-	+ 75	+ 20.55
Third member (NRI+ Spouse + one child)	+ 300/-	+ 30	+ 8.25	+ 590/-	+ 55	+ 15.05
Fourth member (NRI + Spouse + 2 children)	+ 250/-	+ 22	+ 6.00	+ 490/-	+ 42	+ 11.50
Child exceeding two nos.	+ 250/- each	+ 22 each	+ 6.00 each	+ 490 each	+ 42 each	+ 11.50 each
Parents below 70 years (if NRI is married, spouse and children must be included)	+ 650/-	+ 60	+ 16.50	+1270/-	+ 110	+ 30.15

PS cover alone can be availed by NRI. But it is compulsory that at least NRI is a member of PS to join KA. NRI has to join both the schemes to enroll family members under KA.

Note: Figures in UAE Dirhams and US Dollars are subject to change due to the fluctuation of Indian Rupee against these currencies.